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Education > Child EducationWhat can a Child Insurance Policy do for your Child

Posted by jessyjose90 in Education on January 12th, 2018

The reason why most of us work hard is to earn good money for our families Women's Nike Air Max 270 Light Grey Black UK , so that they can have a good a comfortable life. It is our goal to provide all the luxuries of the world to our loved ones. Children are the most important parts of a person’s life. Insuring their child’s future is one of the main duties of a parent. Child investment plans and child savings plans are devised to ensure that your child always has enough money for hisher education, business or even wedding. Since they are devised for the safety of your child Women's Nike Air Max 270 Triple White UK , a lot of people buy them for sentimental reasons, without putting much thought in it.

But child investment plans is not something you should take lightly. The decision to invest in a child insurance plan or a child education plan should be make with proper research and analysis. Here’s everything you need to know about child insurance plans in India.

One of the most expensive affairs for a child is when they go for higher education or when they go for education abroad. It’s a huge expense to send your child abroad to study. This is the time when a child savings plan or a child education plan comes in handy. There are many child investment plans that are solely dedicated to your child’s education. These plans come at a minimum premium and pay you a lump sum at the time of maturity. They are often sufficient to pay for your child’s college and higher education and are especially helpful if your child wishes to study abroad.Not all child investment plans are education oriented though. Some child plans even allow the option of withdrawal during the tenure of the plan. This can be used for medical treatment of the child when he or she falls ill. Such partial withdrawals come in very handy when the child is hospitalised due to an ailment Nike Air Max 270 Women's Coral Stardust UK , minor accident or a more serious medical condition. The best child plan helps to reduce the financial burden caused by medical expenditure and such pay-outs act as an add-on for one’s health insurance plan.Child investment plans also help your child financial in case of your death. They make sure that your child is taken care of when it comes to their financial needs. Insurance companies offer a premium waiver if the parent passes away during the term of the policy. The child receives a lump sum amount promised at the time of purchasing the child investment plans and does not have to pay balance premium.

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